To begin the process, notify the insurance company offering your GMC of your intention to transfer your policy to an individual plan. To ensure a smooth transition, we recommend that you notify your insurance company at least 45 days before your last day of work with your organization. Explore retail health insurance products, evaluate your requirements, and choose the plan that’s best for you. Once you have identified the product that is right for you, ask your insurance company to provide you with the necessary documents, such as a proposal and portability form. Fill out the form and share details such as his existing GMC policy, medical history, claims history, etc. Submit it to your insurance company as requested on the form. Once the form is submitted, the insurance company will review your request and if accepted, you can pay using net banking, debit/credit card or UPI. Your insurance company may suggest changes/modifications to your terms depending on your claims experience and health declarations. Evaluate the offer and proceed.
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